Markets

In Switzerland Swiss Life is a comprehensive life and pensions and financial solutions provider and one of the leading providers in the private and occupational pensions sector with over one million insured persons. Swiss Life in Switzerland offers broad access to its clients via its multichannel strategy.

• Its own sales force in its home market comprises about 600 advisers and insurance advisors distributed among 40 general agencies. The insurance advisors are specialists in life insurance and pensions solutions for corporate and private clients. They also provide their clients with partner products for saving, property insurance and healthcare insurance. The real estate specialists of Immopulse offer advisory and broker services related to the purchase of residential property.
• The Swiss Life Select (formerly AWD) advisors choose suitable products for customers from the market according to the Best Select approach. Swiss Life Select has 400 financial advisors in Switzerland and is present at 15 locations.

Independent distribution partners, i.e. brokers and banks, plus online and direct channels complete the distribution network of Swiss Life in Switzerland.

Comprehensive offer of own products and advice by Swiss Life for private clients:

• Financial protection in the event of disability
• Life insurance (unit-linked and traditional)
• Life annuities
• Mortgages
• Saving and investing with funds

Attractive full range of own life and pensions solutions for corporate clients:

• Full insurance
• Semi-autonomous solutions
• Investment funds
• Illness and accident (cooperation with Helsana)

Comprehensive offer of Swiss Life Select financial solutions for private clients:

• Property and asset protection
• Income protection
• Healthcare insurance
• Retirement provisions
• Wealth accumulation
• Residential property: Buying, selling, renovating
• Pension planning

In France, Swiss Life offers its customers a wide and innovative range of first-class pension, asset management and health products. Swiss Life is one of the leading providers in the (group) health insurance, individual health insurance and pension solutions for the self-employed business lines in particular.

The company makes use of a diverse distribution network as well as partnerships. As part of its private insurer concept, Swiss Life is continuing to expand its distribution capabilities and service portfolio with targeted acquisitions.

Swiss Life in Germany is a leading financial advisory and insurance company. With multiple award-winning products and qualified advisors Swiss Life is a premium provider in the German market.

Under the Swiss Life brand the company offers private and corporate clients innovative insurance products and services in pensions saving and financial security. Core competencies are occupational disability insurance and occupational pensions. Distribution is through cooperation with brokers, multiple agents, financial services providers and banks. The German branch of Swiss Life was founded in 1866 and is based in Munich.

The brands Swiss Life Select (formerly AWD), HORBACH, tecis and Proventus represent holistic and individual financial advice. The Best Select advisory approach enables customers to make an informed choice from a range of suitable solutions from selected product partners. The advice focuses on the security and financial independence of the customers. The head office for these financial distribution companies is Hanover.

Reliable insurance solutions for private clients:

• Financial protection in the event of disability
• Life and pensions insurance (unit-linked and traditional)
• Modern gurantee concepts (Swiss Life Champion product family)
• Long-term care insurance
• Risk insurance
• Contents, liability and accident insurance through partners

Comprehensive product and advisory offering for corporate clients:

• Individual solutions for all implementation options of occupational pensions
• Special occupational benefits solutions for companies in specific sectors
• Actuarial services and expert opinions

Holistic and individual financial advice with comprehensive offers in the following areas:

• Retirement provisions
• Personal security
• Wealth protection
• Wealth accumulation
• Financing
• Business start ups
  

From its Luxembourg and Singapore offices Swiss Life offers sophisticated life and pensions solutions to high net worth individuals worldwide. The product portfolio comprises private placement life insurance concepts, combining an investment portfolio with structured life insurance solutions. Through our global network and presence in key financial centres, we are able to address the individual needs of our customers.

Large corporate clients and multinational corporations receive employee benefits solutions through the Swiss Life Network or from companies in Luxembourg and Singapore.

Financial advisors from Swiss Life Select in Austria, the Czech Republic and Poland, as well as Chase de Vere in the UK also operate under the Swiss Life International umbrella. Swiss Life Select advisors choose the most suitable products for customers from the market by applying a uniform Best Select approach.

Multinational corporations

• Wide range of innovative and highly flexible retirement plans
  
• Competitive solutions with death, disability and dismemberment risk coverage for illness or accident
  
• Extensive quality health coverage with assistance services

High net worth individuals

• Structured life insurance solutions for estate planning, wealth protection and tax optimisation for various European and Asian markets.

Affluent and retail clients

Comprehensive offering of financial solutions for private clients:

• Property and asset protection
  
• Income protection
  
• Healthcare insurance
  
• Retirement provisions
  
• Wealth accumulation
  
• Mortgage advice