We are delighted to introduce the Veritas Life Insurance Company Ltd, a member of the Veritas Group of Finland, as our new Network Partner in Finland from January 1, 2005.
Established 2001, the Veritas Group comprises Veritas Pension Insurance Company Ltd, Veritas Life Insurance Company Ltd, Veritas Mutual Non-Life Insurance Company Ltd, and Rahastotori Oy. In addition to insurance, the Veritas Group also provides savings and investment services.

The Veritas Group employs approximately 440 people and has a nationwide service network of over 30 offices all over Finland. A partner network consisting of Aktia Savings Bank Plc, the Alandia Group, local cooperative banks, the Bank of Åland Plc, and several independent savings banks also offer a range of Veritas insurance and savings products throughout the country. Their total clientele numbers over 230,000, and includes private households, self-employed persons, small and medium-sized companies, and private sector operators. A comprehensive product range and customer-specific service ensure competitive performance.

Veritas Life – 100 years of experience
Veritas Life insurance is a well-established insurer with long-term, solid experience in the insurance business. Established in 1905, the company is one of the oldest insurance companies in the country. The product portfolio comprises life and sickness insurance, voluntary pension insurance, and savings and investment policies. With its main focus on pure risk insurance, the company had a market share in 2003 of 9.2% of the life and sickness insurance market. Veritas’ 133,000 schemes cover approximately 135,000 lives. The company’s premium income in 2003 rose 5.3% to EURO 72.3 million, at a time when the overall industry trend was negative. Its overall market share also grew in 2003, to 2.5%.

Client-oriented service
Veritas Life insurance has earned a reputation as a trustworthy, service-oriented partner, committed to giving broader meaning to the concept “the customer comes first”. The company places firm emphasis on flexibility and customer orientation, and provides clients with comprehensive lifetime insurance solutions.

Group plans for multinational subsidiaries
Veritas Life insurance is pleased to offer multinational clients of the Swiss Life Network a range of plans that includes voluntary pensions, group pensions, widow’s and orphans’ pensions, funeral grants, disability pensions, and life and sickness insurances.

For more information, please visit www.veritas.fi