Network Partner Profile

• Founded in 1991 as part of the Grupo Icatu.
• In 2010 the company was renamed Icatu Seguros, after Grupo Icatu took over The Hartford’s part of the JV, thereby showing the strong commitment of Icatu Group to the Brazilian Insurance market.
• Largest independent capitalisation, pension, life and asset management insurance company in Brazil.
• First Brazilian company to specialise in life and pension benefits.
• MQ2 rating by Moody’s in 2010 which stands for a very good management and control environment.
• In July 2010 total assets reached BRL 7.1 billion.
• Member of the Swiss Life Network since 1996.

• Investment yields on savings products are among the highest in the market.
• Development of post-sales team specializing in pension and group life to assist corporate clients and their employees, i.e. ensuring awareness and transparency, training HR staff in plan implementation and maintaining regular contact with both HR departments and employees.
• Specialist employees to monitor and assess accurate claims experience, who may rate the risks for a specific group better than the market does.
• Web access for company and employees during plan maintenance, offering complete services to participants, similar to Internet banking from the home, and management reports for HR departments.
• First insurance company in Brazil to offer Life Cycle Funds: the investment funds are actively managed according to each participant’s age (in younger years allocation is in equities, gradually decreasing to fixed income as the participant gets older).

Coverage available and poolable:

• Group Life
• Disability Lump Sum (rider)
• Accidental Death & Dismemberment (rider)
  
  

Coverage available:

• Old Age Pension / Lump Sum (risk part poolable)
• Endowment (risk part poolable)