Network Partner Profile

• Formed in 1951. Part of Seguros MAPFRE since 2009.
• Within the top 4 market players.
• Specialises in group health business, but also provides main coverages such as group term life, accidental death and disability solutions.
• Total written premium 2011 exceeded USD 10.3 million. Insured members total approximated 25,218 for Group Life Business; 30,537 in Health Care and 12,315 members for Personal Accident.
• Well-known in the market for excellence of service, having gained ISO certification for life and health care business, expertise and solid financial backing.
• Member of the Swiss Life Network since 2008.
  

• Underwriting experience, administrative support for medical cost management and loss ratio control. Cost-efficient company.
• Flexible and efficient service focusing on clients’ needs and requirements.
• Customised solutions for local, regional and multinational companies.
• Best services offered through PPO-basic dental examination, preventive programmes, and special discounts with our providers for all family members; administrative support for our clients; special training programmes for clients and insureds.
• Attractive assistance package (e.g. 24-hour service, ambulance, doctor’s home visit for minor home emergencies).
  

Types of Employee Benefits - Coverage available and poolable:

• Group Life
• Disability Pension / Lump Sum (riders)
• Accidental Death & Dismemberment (rider)
  
• Burial Coverage
• Medical

• Founded in 1979. Belongs to the Occidente Financial Group, which has more than 125 years of experience in Guatemala, making it the most prestigious group in the market.
• Offers both life and non-life insurance including group life, endowment, medical, and accidental death and dismemberment.
• Largest life insurance company in Guatemala.
• Total premium income in 2011 exceeded GTQ 182 million, of which life and medical insurance accounted for GTQ 137 million.
• Rated AA- stable, re-assigned by Fitch Ratings in December 2011.
• Member of the Swiss Life Network since 1989.
  

• Personalised service through highly systemised processes with which the insured employees or employers can check and monitor their coverages, including claims management.
• 24-hour service for health emergencies.
• Service Level Agreement for Swiss Life Network’s clients
• Largest PPO for health coverages in Guatemala
• Extensive experience with multinational clients in Central America

Types of Employee Benefits - Coverage available and poolable:

• Group Life
• Accidental Death & Dismemberment
• Medical
• Funeral Expenses