Network Partner Profile

  • Established in 1969, Dearborn National is a wholly owned subsidiary of Health Care Service Corporation (HCSC), a Mutual Legal Reserve Company, one of the largest health care insurance providers in the United States.
  • Among the country’s leading providers of group benefits insurance programmes. Dearborn National offers group life, disability and dental employee benefits programmes.
  • Top ten dental carrier in the U.S. ranked by LIMRA and NADP*.
  • More than 70,000 in-force groups, insuring over 8 million employees.
  • Licensed in 50 states, the District of Columbia, Guam, Puerto Rico and both the U.S. and British Virgin Islands.
  • A.M. Best rating of ‘A+’ (superior) in 2010.
  • Partner of the Swiss Life Network since 2006.

* LIMRA and NADP Group Dental Sales and In force Survey, Q2 YTD 2010. Subscribers sold and administered by the Dearborn National brand companies.

Special Advantages

  • Competitive in all group sizes.
  • Diverse and expansive product portfolio.
  • Administrative solutions including self administration, list billing and Internet administration options.
  • Beneficiary Resource Services (grief, legal and financial counselling for group life beneficiaries).
  • Disability Resource Services (online information resources for all STD and LTD insureds plus counselling for those on LTD disability claim).
  • Value-added services available with Group Life plans.
  • Telephonic and face-to-face employee assistance programmes.
  • Largest national dental network with over 167,000 dental access points.
  • Your Online Benefits portal that allows employers and employees to manage benefits online.
  • All insurance programmes can be pooled, with the exception of voluntary benefit programmes (100% employee paid).

Coverages and Products

Types of Benefit - Coverage available and poolable:

  • Group Life
  • Accidental Death & Dismemberment (rider)
  • Dependent Life (rider)
  • Supplemental Life (rider)
  • Short-Term Disability
  • Long-Term Disability Pension
  • Group Dental


Coverage available:

  • Voluntary Life, Dental, Disability and Critical Illness Benefits (partially and fully employee paid)