Australia

Wed, 04 Jan 2012 12:05:43 GMT

Tue, 29 Jan 2013 08:31:54 GMT

Ms. Kristine NUGENT
Telephone: +61292516911
eMail: knugent@hlra.com.au

Mon, 28 Jan 2013 13:37:31 GMT

Part of the world-wide Hannover Re Group, one of the world’s leading global life reinsurance groups.
Has been insuring members of superannuation plans for death and disability cover for over 50 years.
One of the leading offices writing these types of cover in Australia.
Hannover Re Group’s premium income as of December 31, 2011 was AUD 15 billion.
Rating of Hannover Life Re of Australasia Ltd: AA- (very strong) by Standard & Poor’s.
Rating of Hannover Re Group: AA- (very strong) by Standard & Poor’s and A+ (superior) by A.M. Best.
Member of the Swiss Life Network since 1996

Mon, 28 Jan 2013 13:38:46 GMT

Local portfolio pool: Dividends are calculated annually as a percentage of net earned premiums and irrespective of individual claims experience. Dividends can be paid in cash or used to offset future premiums and are not dependent on renewal of the policy in the following year.
Self-experience: Annual or triennial self-experience arrangements are available to Swiss Life funds in excess of 1,000 members. Dividends can be paid in cash or used to offset future premiums and are not dependent on renewal of the policy, as long as any termination is per the end of the agreed period.
Non-participating policies may be negotiated.
Premiums are determined after taking into account individual fund characteristics.
Premiums are payable annually. Semi-annual, quarterly or monthly payments may be arranged and incur a loading.

Mon, 28 Jan 2013 16:00:53 GMT

Types of Employee Benefits - Coverage available and poolable:

Types of Employee Benefits - Coverage available:

Types of Employee Benefits- Coverage available and poolable if Group Life pooled as well:

Thu, 01 Dec 2011 15:51:13 GMT