Network Partner Profile

• With a market share of 31.8% of TEL (earnings-related pension insurance premium), Ilmarinen is today Finland’s second largest pension insurer.
• The company was founded in 1961. Headquarters in Helsinki with a staff of approx. 580 employees.
• Approximately 160 branches providing services to clients across the country.
• Premium income in 2009 amounted to EUR 3.2 billion with over 524,000 persons insured.
• In 2009 paid out EUR 3.0 billion in pensions to 282,982 recipients.
• Underwriting reserves totalled EUR 22.6 billion.
• Won the 2009 award for Best Pension Fund in Finland (annual competition organised by the publication “Investment & Pensions Europe”).
• Member of the Swiss Life Network since 1987.

• The local dividend is the portion of investment income which exceeds the technical interest rate, and is used for premium reduction.
• The expense charge for large employers is reduced based on the total annual salary paid by the company.
• Offers administrative services to pension funds, foundations and employee investment funds.

Types of Benefit - Coverage available and poolable (only TEL-exceeding portion):

• Old Age Pension
• Disability Pension (rider)
• Survivors’ Pension (rider)
• Rehabilitation (rider)
• Unemployment Pension (rider)
• Part-Time Pension (rider)

• Established in 1986, Mandatum Life Insurance Company Limited, formerly known as Sampo Life, is one of the most respected and well-established life insurance companies in Finland.
• Member of Sampo plc., the Sampo Group’s holding company, which owns and administers the insurance subsidiaries including Mandatum Life and If P&C Insurance Company.
• Provides private, corporate and institutional clients with a range of expertly designed supplementary life and pension insurance solutions as well as high standard wealth management services.
• Has also operations in the Baltic States under the name Mandatum Life Insurance Baltic SE.
• Premium income 1,111 mio. EUR (2010), private clients 250,000 and corporate clients 25,000. Market share of corporate clients in 2010 was 31.9 %.
• Rating of Sampo Group is Baa2 (Moody’s).
• Member of the Swiss Life Network since 2011.

• Reliable, valued and well-known expert in group pension business and the market leader with a market share of close to 65% in unit-linked group pension products.
• A sophisticated service model is available for the company and its employees alike. Especially employee access to an online service over the Internet using their personal banking codes of any banks is very much appreciated by clients.
• Innovation coupled with decades of experience in life insurance guarantee Mandatum Life’s ability to offer solutions that are not available anywhere else.

Types of Benefit - Coverage available and poolable:

• Group Life
• Long-Term Disability (lump sum)
  

Types of Benefit - Coverage available:

• Group and Individual pension
• Short-Term Disability (annuity)
• Accidental Death & Dismemberment
• Medical
• Endowment