Network Partner Profile

• Danica Pensjon, established in 1997, is a wholly-owned subsidiary of Danica Pension Denmark and part of the Danske Bank Group.
• Danica Pensjon, which is headquartered in Trondheim, Norway, has a market share of 6.0% in terms of company defined contribution pension plans.
• Total premiums at the end Q3 2012: NOK 1.2 billion.
• Total assets as of Q3 2012: NOK 7.6 billion.
• Employs approximately 80 people.
• Offers various group and individual products.
• Exclusive bancassurance channel is the renowned Danske Bank (member of the Danske Bank Group).
• Member of the Swiss Life Network since 2006.
  

• Wide range of quality funds offered by the most recognised fund managers in the world.
• Best available investment strategies in the market.
• Personalised and flexible organisation, enjoying the strong and solid support of its parent company Danica Pension.
• Internet access to pension plans for customers (for administration purposes).
• “Think Nordic”, an employee benefit concept offering Danica’s Nordic clients economies of scale, tailor-made products, professional advice, a centralised approach and simplified administration.
  

Types of Employee Benefits - Coverage available and poolable:

• Disability Pension
• Premium Waiver
• Orphan’s Pension

Types of Employee Benefits - Coverage available:

• Old Age Pension (DC plans)
• Group Life
• Medical

Available Financial Products:

• Company–Specific Portfolios
• Bank Products / Services through Fokus Bank

• Norway’s leading life insurance company, founded in 1847.
• Part of the DnB NOR Group, Norway’s largest financial services group.
• Offers a complete range of group and individual products, comprehensive financial advice, administration and management instruments for autonomous funds, as well as health awareness programmes.
• Holds a market share of 28.9% of the total life insurance market (Q1 2012), and of 41% of all company DB pension plans (gross premium, Q2 2012) and of 28.6% of company DC plans (gross premium, Q2 2012).
• Assets of NOK 266 billion (USD 46.0 billion) as of Q2 2012.
• DNB Bank ASA rated A-/A+ by Standard & Poor`s July 2012.
• Member of the Swiss Life Network since 1984.
  

• Provides internet / intranet access to corporate pension plan clients for improved communication and administration of group pension schemes.
• Strong local market experience and international representation through DNB Bank in 20 countries.
  

Types of Employee Benefits - Coverage available and poolable:

• Old Age Pension, DB and DC plans
• Disability Pension (rider)
• Survivors’ Pension (rider)
• Group Life

Types of Employee Benefits - Coverage available:

• Endowment
• Accidental Death & Dismemberment
• Medical
• Critical Illness
• Worker’s Compensation Insurance
• Non-Life Insurance through DnB Skadeforsikring AS
  
• Unit-Linked Products for individuals and groups

Available Financial Products:

• Company–Specific Portfolios (offered since 2008), Asset Management, Banking, Bank Products/Services through the owner, DnB NOR