Network Partner Profile

  • Belongs to the French Insurance Group GROUPAMA.
  • Backed by a financially sound group that was awarded A rating by Fitch in 2010.
  • Present in Portugal since 1920 (formerly GAN Portugal).
  • Traditional group insurer.
  • Company of reference in the employee benefits market.
  • Financial strength – solvency margin in 2009: 200%.
  • Total managed assets: EUR 509.07 million.
  • Member of the Swiss Life Network since 2004.

Special Advantages

  • Tailor-made solutions.
  • Profit sharing for all groups:
    • Groups over 200 lives through individual accounts
    • Groups under 200 lives through a local pool with a Stop Loss System
  • Special premiums are offered to companies belonging to multinational groups.
  • Compensation schemes to cover profit sharing losses in the event of transferring a Group Life contract from a competitor.
  • Highly competitive investment yields.

Coverages and Products

Types of Benefit - Coverage available and poolable:

  • Group Life
  • Total & Permanent Disability (lump sum - rider)
  • Accidental Death & Dismemberment (rider)
  • Traffic Accidental Death (rider)
  • Medical

Types of Benefit - Coverage available:

  • Old Age Pension / Lump Sum
  • Annuities

Available Financial Products:

  • Pension Funds / Group Retirement Plans
  • Medium- / Long-Term Investment Solutions