Network Partner Profile

• Part of the Rosgosstrakh Group of Companies (RGS), with a history of 90 years, RGS operates 3,000 regional branches, including 400 claims settlement centres, in Russia, and employs more than 60,000 well trained, professional staff. RGS provides a wide variety of both corporate and individual life, accident, disability, endowment and medical coverages.
• RGS is market leader in the non-life segment and number 2 in life business with over 25 million individual and 250,000 corporate clients.
• Total life and non-life premiums in 2009 amounted to RUR 67.5 billion. Life insurance premiums in the first half of 2010 were RUR 1.126 billion (up 50% for the same period 2009), corresponding to a life market share of 12.6% and second place in the life market.
• Has its own subsidiaries in the Ukraine, Moldovia, Belarus and Armenia.
• Winner of the Annual Award in the financial sphere «Financial Elite of Russia 2009», nominated «Company of the Year in Life Insurance Sphere».
• RGS was given the highest А++ rating by Expert Rating Agency in 2009.
• Member of the Swiss Life Network since 1993.

• Discounts from 5% to 50% are available.
• Provides medical coverage in all regions of the Russian Federation and has a central call centre with free numbers and English-speaking employees.
• Unique system of claim settlements.
• Pension fund available offering all possible pension solutions for domestic and international clients in Russia.

Types of Benefit - Coverage available and poolable:

• Group Life and Survivors’ Pension
• Disability Lump Sum & Short-Term Disability
• Endowment
• Accidental Death & Dismemberment
• Critical Illness (rider)
  

Types of Benefit - Coverage available:

• Medical (poolable under certain circumstances)

Available Financial Products:

• Company–Specific Portfolios