Network Partner Profile

• VidaCaixa has established itself as the Spanish life insurance market leader in terms of managed funds.
• Fully owned by Criteria Caixa Corp Holding (Criteria), which is majority owned by LaCaixa, Spain’s fourth largest bank. Strategic alliance with Mutual Madrileña in 2011 for health insurance business through VidaCaixa Adeslas. With this joint venture VidaCaixa will be the market leader for health insurance solutions in Spain.
• “VidaCaixa Previsión Social” is VidaCaixa’s branch dedicated to group and corporate business, managing EUR 13.6 billion in group life insurance and qualified pension plan funds in 2009.
• It services 45,687 group and institutional customers with 947,399 participants, 734 multi-national groups, 20 IBEX-35 companies, 40,563 SMEs and self-employed workers as well as 157 public bodies.
• Continuous investment in IT. In March 2010 VidaCaixa sponsored a blog about company pension plans in Spain in Expansión.com, in order to discuss the topic and disseminate information about it.
• Commitment to corporate social responsibility: VidaCaixa is the first life insurer and pension plan manager in Spain to fully sign up to PRI. Furthermore, SegurCaixa Holding has signed up as a Platinum Sponsor of the Gavi Alliance, which is an international initiative to fight infant mortality in less developed countries.
• Strong rating of parent company. Fitch awarded AA- in 2011.
• Member of the Swiss Life Network since 2003.

• Offers a wide range of simple, competitive and flexible employee benefit solutions that best suit the specific needs of the client.
• Qualified pension plans: single-plan funds for big companies, multi-plan funds for medium sized companies.
• Group saving insurance: both pensions and lump sums to cover the company's pension liabilities toward their active and retired employees.
• Specific saving insurance for managers with guaranteed interest rate or flexible performance (unit linked products).
• Tailor-made pre-retirement solutions.
• Constant investment in new technologies in order to provide the client with fast and direct access to updated information.
• Supported by more than 5,326 banking outlets of La Caixa.

Types of Benefit - Coverage available and poolable:

- Old Age Pension / Lump Sum

• Group Life & Survivors’ Pension
• Disability: Pension / Lump Sum (rider)
• Accidental Death & Dismemberment
• Endowment

Types of Benefit - Coverage available via associate:

• Medical

Available Financial Products:

• Pooled Investment Funds
• Company-Specific Portfolios