Contact
Didier Resch
Regional Sales Director
Luxembourg / France / Belgium
Phone: +352 42 39 59 282
E-Mail: Didier.Resch(at)swisslife.com
Caroline Bohrer
Sales Director France
Phone: +352 42 39 59 239
Email: Caroline.Bohrer(at)swisslife.com
France
Life Asset Portfolio (LAP) France
Our Life Asset Portfolio (LAP) solution integrates your investments with a life insurance.
Due to the different legal and fiscal systems in various countries, we offer distinctive LAP solutions taking into account the specifics of the residents.
For France we offer the Life Asset Portfolio with the following key elements:
Insurer | Swiss Life (Luxembourg) S.A. |
Clients | French residents and French citizens (non-residents) looking for a French law contract |
| Type of Contract | Single premium life insurance contract or capitalisation bond with possibility to pay additional premiums, linked to one or several fund categories.The investment risk is borne by the policyholder, except for the part invested in the guaranteed rate fund |
Duration | Whole of life |
Insured Person | One or more natural persons |
Payment of the Benefits | Cash transfer or for dedicated funds: possibility to transfer the underlying assets |
Policy Currency | EUR, USD, other currencies on request |
Main Benefits
- Dedicated funds possible
- Various tax advantages, on income and successions
- Flexible estate planning
- Convenient and fast transfer of assets upon death
- Integration of existing portfolios
- Asset and investor protection
- Privacy
