Contact
Daniel Welker
Regional Sales Director Germany
Phone: +49 (0) 89 381092313
E-Mail: Daniel.Welker(at)swisslife.de
Germany
Our Life Asset Portfolio (LAP) solution integrates your investments with a life insurance.
Due to the different legal and fiscal systems in various countries, we offer distinctive LAP solutions taking into account the specifics of the residents.
For Germany we offer the Life Asset Portfolio with the following key elements:
Life Asset Portfolio (LAP)
Germany Capital
Insurer | Swiss Life (Luxembourg) S.A. |
Clients | Persons with tax residence in Germany |
| Type of Insurance | Insurance on survival and on death |
Duration | Free choice, minimum 12 years |
Insured Person | 1 or more natural persons, minimum age 7, maximum age 88 when entering into contract |
Payment of Benefits | In cash or by transfer of the underlying assets |
Policy Currency | EUR, CHF |
Main Benefits
- Personalised long-term pension planning with additional death coverage
- Flexible investment choice within the insurance contract
- Privileged tax treatment for life insurance contracts, as retirement planning tool
- Flexible and individual estate planning
- Security (protection of the investor and the assets)
- Easy and fast transfer of assets upon death
Life Asset Portfolio (LAP)
Germany Pension
Insurer | Swiss Life (Luxembourg) S.A. |
Clients | Persons with tax residence in Germany |
| Type of Insurance | Deferred annuity, unit linked life insurance contract |
Duration | Free choice, dependant on individual's retirement planning (minimum 12 years) |
Insured Person | 1 natural person, minimum age 7, maximum age should not exceed the average life expectancy when entering into contract |
Payment of Benefits | – Payment of the annuity by transfer of cash – Payment of the lump sum by transfer of cash or of the underlying assets |
Policy Currency | EUR |
Main Benefits
- Personalised long-term pension planning with additional death coverage
- Flexible investment choice within the insurance contract
- Privileged tax treatment for life insurance contracts, as retirement planning tool
- Security (protection of the investor and the assets)
