Contact
Daniel Welker
Regional Sales Director Germany
Phone: +423 (0)377 70 43
E-Mail: Daniel.Welker@swisslife.com
Germany
Our Life Asset Portfolio (LAP) solution integrates your investments with a life insurance.
Due to the different legal and fiscal systems in various countries, we offer distinctive LAP solutions taking into account the specifics of the residents.
For Germany we offer the Life Asset Portfolio with the following key elements:
Life Asset Portfolio (LAP)
Germany Capital
Insurer | Swiss Life (Liechtenstein) AG / (Luxembourg) S.A. |
Clients | For German tax residents |
| Type | Life insurance and pension insurance |
Duration | Free choice, minimum 12 years |
Insured Persons | 1 or more (natural person only), age at entry minimum 7 years, maximum 88 years |
Contribution | Single premium (money transfers only) |
Currency | EUR or CHF |
Main Benefits
- Personalised long-term pension planning with additional death coverage
- Flexible choice of investment in the insurance contract
- Privileged tax treatment for life insurance contracts, as retirement planning tool
- Flexible and individual estate planning
- Convenient and fast transfer of assets upon death
- Asset and investor protection
- Privacy
Life Asset Portfolio (LAP)
Germany Pension
Insurer | Swiss Life (Liechtenstein) AG / (Luxembourg) S.A. |
Clients | For German tax residents |
| Type | Life insurance and pension insurance |
Duration | Free choice, dependant on individual‘s retirement planning (minimum 12 years) |
Insured Person | 1 (natural person), age at entry minimum 7 years; maximum age at entry of the insured person should not exceed the average life expectancy |
Contribution | Single premium (cash transfer) |
Currency | EUR |
Main Benefits
- Personalised long-term pension planning
- Flexible choice investment in the insurance contract
- Privileged tax treatment for life insurance contracts, as retirement planning tool
- Flexible and individual estate planning
- Convenient and fast transfer of assets upon death
- Asset and investor protection
- Privacy
