Contact
Didier Resch
Regional Sales Director Lux/Fr/Be
Phone: +35 (0)2 42 39 59 282
E-Mail: Didier.Resch@swisslife.com
Luxembourg
Life Asset Portfolio (LAP) Luxembourg
Our Life Asset Portfolio (LAP) solution integrates your investments with a life insurance.
Due to the different legal and fiscal systems in various countries, we offer distinctive LAP solutions taking into account the specifics of the residents.
For Luxembourg we offer the Life Asset Portfolio with the following key elements:
Insurer | Swiss Life (Luxembourg) S.A. |
Clients | For Luxembourg residents, Luxembourg citizens (non-residents) looking for a Luxembourg law contract and non-EU residents |
| Type | Life insurance and capitalisation bond |
Duration | Life insurance: whole of life; Capitalisation bond: 10 years automatically renewable for periods of 10 years |
Insured Persons (for life insurance only) | 1 or more (natural person only) |
Contribution | Single premium; cash transfer or transfer of assets (into dedicated funds) |
Currency | EUR, USD, CHF or other currencies upon request |
Main Benefits
- Tax advantages for residents
- Tax neutrality in Luxembourg for non-residents
- Individual estate planning
- Convenient and fast transfer of assets upon death
- Integration of existing portfolios
- Investment flexibility
- Asset and investor protection
- Privacy
