Contact
For queries from within the UK:
Phone: +41 (0)79 948 95 94
E-Mail: ukdesk@swisslife.com
For queries from outside the UK:
Phone: +41 (0)43 284 79 05
E-Mail: ukdesk@swisslife.com
Please note:
Swiss Life will not communicate with or respond to any queries regarding any policy or insurance application made by or from any persons located within the U.S.
United Kingdom
Life Asset Portfolio (LAP) UK
Our Life Asset Portfolio (LAP) solution integrates your investments with a life insurance.
Due to the different legal and fiscal systems in various countries, we offer distinctive LAP solutions taking into account the specifics of the residents.
For the United Kingdom we offer the Life Asset Portfolio with the following key elements:
Insurer | Swiss Life (Liechtenstein) AG / (Luxembourg) S.A. |
Clients | For UK tax residents / UK residents, UK citizens (non-residents) looking for an English law policy |
| Type | Life insurance |
Duration | Whole of life |
Insured Persons | 1 or more (natural person only) |
Contribution | Single Premium (transfer of assets possible) / (life insurance bond with possibility to pay additional premiums -subject to conditions, linked to one or several fund categories) |
Currency | GBP, EUR, USD, CHF or other currencies upon request |
Main Benefits for Liechtenstein and Luxembourg
- Income tax deferral
- Flexible and individual estate planning
- Convenient and fast transfer of assets upon death
- Integration of existing portfolios
- Flexibility on investments
- Asset and investor protection
- Privacy
Frozen Cash Value (FVC) UK
Our FCV UK is a dual compliant life insurance in particular for UK Residents None Domiciled (RND) with a U.S. tax liability and for assets primarily held for the next generation.
Please note:
Swiss Life offers U.S. compliant life insurance products (“policies”) only to accredited investors (as defined in Regulation D of the U.S. Securities Act of 1933) outside the U.S. (as provided for in Regulation S of the U.S. Securities Act of 1933). All business activities relating to those certain insurance policies issued by Swiss Life are conducted exclusively outside the jurisdiction of any part of the U.S.
Neither Swiss Life nor any policy nor any insurance portfolio account has been or will be registered with the U.S. Securities and Exchange Commission under the U.S. Securities Act of 1933 or the Investment Company Act of 1940 both as amended to date. Swiss Life has not and will not register as an adviser under the Investment Advisers Act of 1940, as amended to date.
Liechtenstein Disclosure Facility (“LDF”) opportunity
The LDF is a disclosure opportunity for UK tax residents (“clients”) with undisclosed offshore assets. Clients are eligible for participation in the LDF if they have a meaningful connection to Liechtenstein.
Clients who want to regularise their tax can invest in a LAP UK or a FCV UK issued by Swiss Life (Liechtenstein) to establish such a meaningful connection with Liechtenstein; both qualify as relevant property for the purpose of the LDF.
Please note that the eligibility to participate in the LDF is exclusively decided by HM Revenue & Customs.
If you want to learn more about our compliant products and also the LDF opportunity please refer to the LDF factsheet or contact our UK-desk.
