The Private Placement Life Insurance unit offers high-end life insurance to our international clients. Our international, wealthy clients benefit from our leading solutions of liquidity provision, retirement and estate planning.
Combining the security of high-end life insurance products with the flexibility of private banking asset management allows our clients to experience the best of both worlds. Our clients maintain their existing relationships with their preferred asset managers and private banks - our business partners.
We will gladly help you identify the solution, which best fits your needs.
For further details please contact your asset manager or speak directly to one of our experts.
Life Asset Portfolio (LAP) Luxembourg
Our Life Asset Portfolio (LAP) solution integrates your investments with a life insurance.
Due to the different legal and fiscal systems in various countries, we offer distinctive LAP solutions taking into account the specifics of the residents.
For Luxembourg we offer the Life Asset Portfolio with the following key elements:
Swiss Life (Luxembourg) S.A.
Luxembourg residents, Luxembourg citizens (non-residents) looking for a Luxembourg law contract and non-EU residents
|Type of Contract||Single premium life insurance contract or capitalisation bond with possibility to pay additional premiums, linked to one or several fund categories. The investment risk is borne by the policyholder, except for the part invested in the guaranteed rate fund|
–Life insurance contract: whole of life –Capitalisation bond: 10 years automatically renewable for periods of 10 years
Insured Persons (for life insurance only)
One or more natural persons
Payment of Benefits
Cash transfer or for dedicated funds: possibilty to transfer the underlying assets
EUR, USD, CHF or other currencies upon request
- Tax advantages for residents
- Tax neutrality in Luxembourg for non-residents
- Individual estate planning
- Convenient and fast transfer of assets upon death
- Integration of existing portfolios
- Investment flexibility
- Asset and investor protection