Between 1985 and 2001 the Group Life Business generated returns of around CHF 22.9 billion. This represents an average return of 6%. In total, CHF 21 billion (5.5%) was credited to customers in the form of guaranteed benefits and dividends. Expenses for costs not covered and allocations to strengthen reserves amounted to CHF 1.5 billion (0.4% for each). The results on risk account for death and disability were positive at CHF 2 billion (0.5%). This left Swiss Life/Rentenanstalt with CHF 845 million (0.2% of the total returns), which were used to cover the costs of risk capital.
According to Roland Chlapowski, CEO of Swiss Life/Rentenanstalt: "More than 95% of our investment income has been passed on to customers in the form of benefits and dividends. Even in the current difficult environment Swiss Life/Rentenanstalt is in a position to meet all its obligations at all times. Upholding our commitment to an economically realistic regulatory framework is our way of expressing corporate responsibility for a secure second pillar both now and in the future."