As a network of top providers, Swiss Life’s competitive advantage is the sharing of global experience and specialist know-how to produce the highest quality service for our clients wherever they are located around the world. Our network is dependent on relationships built on trust and common goals – and we are proud of our longstanding partnerships with top local insurance providers. So we are delighted to celebrate five special Network Partner anniversaries in 2009 and we look forward to continuing our successful relationships with these outstanding companies for many years to come.
25 years
Vital Forsikring, Norway

With roots going back to 1847, Vital Forsikring is Norway’s largest life insurance company, and part of the DnB NOR Group, the top financial services group. Vital offers a complete range of group and individual products, comprehensive financial advice, administration and management instruments for autonomous funds, as well as health awareness programmes. With a market share of 33.6% of the total life insurance market in Norway, Vital has 45.9% of all group defined benefit pension plans, and 28.2% of group defined contribution plans.

Main coverages include old age pensions (DB only), disability pensions (rider), survivors’ pensions (rider), and group life. Other coverages available include endowments, accidental death & dismemberment, medical, critical illness, and workers’ compensation. Non-life insurance is offered through Vital Skade AS, and unit-linked products through Vital Link AS.

We are particularly pleased to note that 2009 marks the silver anniversary of our highly successful relationship with Vital.

Our cooperation with Vital actually goes back 35 years – the Network agreement however was signed 10 years later in 1984.

For more information, please visit

20 years
Seguros Bolívar, Colombia

Founded in 1939, valued long-term Network Partner Seguros Bolívar is Colombia’s second largest insurance company, and offers both life and non-life insurance. The company is the leading group life insurer in Colombia, with a market share of 16.30% in 2007. It has 22 branches and 34 agencies, with 4,000 agents to meet insurance needs in 15 cities throughout Colombia.

Insurance coverages include group life with three riders total & permanent disability, accidental death & dismemberment, and critical illness, and medical plans. Seguros Bolívar also offers a group life product to protect insured sums from the effects of devaluation and inflation.

For more information, please visit

20 years
Seguros de Occidente, Guatemala

A highly respected member of the Swiss Life Network since 1989, Seguros de Occidente was founded in 1979. The company offers both life and non-life insurance and is today the largest life insurer in Guatemala. The company’s life and group life premiums account for almost two-thirds of total premium income. Seguros de Occidente was rated “AA-” stable by Fitch Ratings in November 2008.

Coverages include group life, accidental death & dismemberment and medical. The company offers long-term pension programmes with the highest yields in the financial market, through special trust funds.

For more information, please visit

20 years
Aseguradora Mundial, Panama

Our distinguished Network Partner Aseguradora Mundial is an integrated insurance company, established in 1968. Personal lines represent around 65% of total premiums. As the overall market leader in Panama, with a market share of 19.35% in all business lines, Aseguradora Mundial has a life and health market share of 15.5%. A.M. Best has awarded the company a rating of “A-” (excellent) with a stable outlook. The company ensures nationwide coverage through its offices in the cities of Panama, David, Chitre, Santiago, Chorrera and Colon.

Insurance coverages include disability, group life, accidental death & dismemberment, and medical insurance. Annuities and pension plans are available, also company specific portfolios and fiduciary services. Loans to policyholders are granted on better terms than offered by other financial institutions, and cost containment measures are available to control claim loss ratios. Aseguradora Mundial is a preferred provider organization with a vast array of value-added services.

For more information, please visit

10 years
Seguros Comerciales Bolívar, Venezuela

A valuable Swiss Life Network Partner since 1999, Seguros Comerciales Bolívar was formed in 1997, when Seguros Bolívar, Colombia’s No. 1 group life insurer, acquired Latino CN Seguros in Venezuela and renamed the new company. The company offers both life and non-life insurance, the majority of which is life business. The main regional offices are located in Caracas, Valencia, Maracay, Barquisimeto and Maracaibo.

Group life with two riders disability lump sum and accidental death & dismemberment are offered. Medical plans are available on an administrative services basis and as of 2009 also traditional medical plans are provided. Seguros Comerciales Bolivar offers a group life product to protect the sum insured against inflation or devaluation of the local currency.

For more information, please visit