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We are living increasingly longer, but are not young for any longer. The years between 20 and 30 will continue to shape our self-determined lives, says US psychologist and successful author Meg Jay. Her appeal to the twens: “Take your life into your own hands.”

Digitalisation threatens us with overload and dependency, says neuroscientist and bestselling author Maren Urner. So what happens then exactly with our brain? And how can we achieve digital self-determination?

Once a year, Swiss Life asks people in Switzerland how self-determined they feel. Following a positive development in the previous year, self-determination decreased again in 2022. This development is mainly driven by financial and geopolitical uncertainty. Fewer than a third of respondents still look to the future with unconditional optimism, and the assessment of the financial situation at retirement remains sceptical on the whole.

14 World Championships titles, 35 Paralympic medals, 122 marathon victories: Heinz Frei is a pioneer of wheelchair sports and encourages the self-determination of disabled people. A conversation about dark hours, shovelling snow and the art of living in the present.

Procrastination, i.e. the habit of postponing things you don’t want to do, is something almost everyone is familiar with and is increasingly becoming a social problem due to the lure of the electronic media. Why are we so keen on putting things off? And what can we do to regain control of our daily lives? Behavioural researcher and author Piers Steel provides answers.

How do we want to live in the future? Is owning your own home still suitable as retirement provision? And how will the interest rate turnaround affect the real estate market? Answers from Michael Voigtländer, real estate expert at the German Economic Institute.