As the requirements of employers and employees change, Unum recognises the need to offer solutions that meet the ever-growing challenges of business today. To maintain a competitive edge, it is vital that employers have the right tools to protect their employees, the lifeblood of their organisations, ensuring a secure financial future for all.

Flexibility Rules

Unum Select, from Unum – a leading provider of income protection in the UK - offers affordable and flexible income protection, life cover and critical illness cover, which can be adapted to suit any business, no matter what size or budget available. Employers can choose which products to offer, work with their advisers to create a plan design that suits their business, and decide how much to contribute to the costs.

Attractive benefits and flexible funding options
Plans can be designed with different funding options and cover levels for different sections of the workforce, suiting any type of business and budget.

Simple administration
Schemes management is quick and simple with:
• One secure website that provides access to plan details
• One consolidated online invoice
• One point of access for service needs

Compelling communication and enrolment
Unum works with advisers and their clients to create a communications programme that educates employees about the benefits on offer. This empowers employees to make informed decisions about the right financial protection to meet their needs, and helps them to fully appreciate the value of the benefits on offer.

Extra benefits with Unum Select
Unum’s Employee Assistance Programme, Unum LifeWorks, is included at no extra cost on all income protection plans. To help employers, Unum LifeWorks Legal offers free, unlimited access to business-related telephone and online legal services. All life cover plans offer bereavement counselling.

UnumOnline Quotes: faster Group quotes for new small schemes

In February 2011, Unum launched UnumOnline Quotes, an online system that allows advisers to write new Group business of up to 100 lives across Unum’s range of classic Group products.

The system has several features that provide quicker quotes for clients by reducing the adviser’s workload. A unique occupation matching facility lets it recognise the occupation entered and match it against Unum’s database, improving the accuracy of the quote and reducing the barriers to putting business on risk. Also, since there is no prescribed format for data, any spreadsheet can be used, thus saving time.

Coverage is available to employees up to age 70, reflecting the trend towards working for longer.

For more information
please visit
or contact Colin Fitzgerald, Unum
Phone: +44 1306 873 04 7