Comprehensive group benefits
Dearborn National offers products designed to meet the most demanding benefit needs of employers while providing flexibility and security to their employees.
The group benefits offered include group life (employer-paid and voluntary), group short-term and long-term disability, AD&D plans and group dental coverages. In addition, to more comprehensively meet the needs of employers and employees, Dearborn National offers a range of special value-added services alongside its group insurance products.
Value-added services enhance benefit programmes
Designed to make a real difference to organisations, employees and families, Dearborn National’s value-added services include a broad selection of assistance programs, from emotional, financial and legal counselling for beneficiaries to online will preparation and travel assistance services. By providing solutions for insured employees and their families, these services offer employers a highly cost-effective way to enhance benefit programs, retain valuable employees and attract top talent.
Group life employee value-added services include: Travel Resource services™, Beneficiary Resource Services™, Online Will Preparation, Online Beneficiary Management, and the Dearborn National Freedom Account™—an interest-bearing checking account for beneficiaries.
Group disability employee services include disability resource services and employee assistance programme.
Administrative services for employers
In order to ease the administrative burden of managing employee benefit plans, Dearborn National provides employers with easy access to information, secure online services, and helpful customer service representatives. In addition, Dearborn National offers cost-effective ASO dental and short-term disability claim management services for larger employers.
Dearborn National’s new website, launched in April 2010, not only showcases its experience, strength and breadth of solutions, but also offers many new features. These include:
- Direct access to secure portals and forms
- New group forms application providing improved downloadable and packaging features
- Centralised product content that is clear, concise and user-friendly
- Dynamic web design with intuitive navigation
Strong parent, high ratings
The parent company of the Dearborn National brand companies is Health Care Service Corporation (HCSC), a Mutual Legal Reserve Company that is the fourth largest healthcare insurance provider in the US. Dearborn National ranks second in the USA for group life contracts in force, and provide coverage to more than eight million insureds. It has the largest Dental PPO network in the USA, with more than 156,000 dental access points.
Dearborn National brand maintains a strong balance sheet backed by sound investment policies. Fort Dearborn Life Insurance Company, a member of the Dearborn National brand companies, is rated A+ (Superior) by A.M. Best Company1, and A+ (Strong) by Standard and Poor’s.2 Dearborn National has total annual net revenues of nearly USD 1.4 billion, and total assets of nearly USD 3.7 billion.
For more information
please visit www.dearbornnational.com
Products and services marketed under the Dearborn National™ brand and the star logo are underwritten and/or provided by the following affiliated companies: Fort Dearborn Life Insurance Company® (Downers Grove, Illinois), and Fort Dearborn Life Insurance Company of New York® (Pittsford, New York). Product features and availability vary by state and company, and are solely the responsibility of each affiliate.